This course examines the traditional economic functions of commercial banks, especially lending, savings and liquidity provision, and payment services. For each function, we will address key business risks, policy concerns, and the impact of competition both from traditional nonbank financial institutions and from “fintechs” seeking to leverage new information technology.
prereq: FINA 3001 or FINA 3001H; CSOM mjr or NONM or Math/Actuarial Science major
Gopher Grades is maintained by Social Coding with data from Summer 2017 to Summer 2025 provided by the University in response to a public records request